Appraisal

Most property insurance policies for both homeowners and corporations contain a provision specifying “appraisal” as an alternative dispute resolution mechanism for resolving disputes about the “amount of loss” for a covered claim. In appraisal, the policyholder and insurance company each select an appraiser to appraise the amount of loss. If the appraisers cannot agree on valuation, they select a competent and disinterested umpire to resolve their differences, resulting in a written appraisal award. For this reason policyholder need competent and professional representation.
With our years of insurance claim and construction experience we at Triad provide unrivaled service.

Pre-Suit Mediation

Triad can represent you in what is know as Pre-suit Mediation. The advantages of this form of mediation are endless however below are
a couple of the most important reasons why this should be an alternative that you should consider.

1. Cost effective. Rather than having to incur all of the expenses that are incurred in filing suit, you can have your dispute resolved prior to the need to file suit.

2. Many times the claim can be settled much more quickly than through litigation.

Neutral Evaluation

If your insurance company has denied a sinkhole claim, or you cannot agree on the method of repair and remediation, the Florida Department of Financial Services is available to assist you through its neutral evaluation program. This process, which involves the use of a state-certified neutral evaluator, is authorized under Section 627.7074, Florida Statutes.

Neutral Evaluation is mandatory if requested by you or your insurer. The evaluator must be allowed reasonable access to the interior and exterior of the covered building to be evaluated. The insurer is required to pay the reasonable costs associated with the Neutral Evaluation program; however, it is not required to pay for a court reporter hired by the insured. The evaluation is non-binding and does not invalidate the appraisal clause that may be included in your insurance policy. Both parties retain their right to pursue legal action. However, filing a request for neutral evaluation tolls the applicable time requirements for filing suit for 60 days following the conclusion of the neutral evaluation process or the time prescribed in F.S. 95.11, whichever is later.